Your free and no obligation mortgage resource serving not only Tucson, but also all of Arizona, California, Oregon, Washington, New Mexico, Texas, Colorado, Montana, and Idaho.
The relevant topics in today's residential lending world are here with information given freely. Experts in all types of mortgages including FHA, VA, Conventional, Repair & Renovation loans, Construction loans, Purchase & Refinance, we have the up to date answers for all your mortgage needs. Below is the daily Mortgage Market Commentary and Daily Interest Rates for your information. Also, look for the links to hot topics for further information!
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Apply Now
Our secured, short-form applications for Purchase or Refinance allows us to give you quick answers as to what rates, programs, and amounts you qualify for. At no cost and no obligation, it takes less than 5 minutes to complete, but will allow us to give you the specific answers you need to make educated decisions for you and your family!
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Down Payment Assistance
Many Down Payment Assistance programs are available to help buyers finance their new homes! Visit our newly sponsored website with all the answers today! Learn how you can receive 22% of the sales price in down payment assistance or how your down payment can be matched $3 for every $1 you put down up to $15k in assistance! Learn more about the $8000 tax credit and a Mortgage Credit Certificate! Or just contact us today!
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First Time Homebuyer Tax Credit
Learn about the Federal $8000 tax credit for First Time Homebuyers
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Mortgage Calculator
This calculator can not only calculate the mortgage payment for you, but also show how paying extra can save you thousands over the life of your loan!
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Rate Options
We offer different rate and closing cost options on all our loans. Learn the difference between them to better decide what is right for you!
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When To Refinance
This will give explanations as to what factors to consider when thinking about a refinance.
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Rate Locks
This explains what a Rate Lock is, what it means, and why and when to do it!
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Obama's Home Affordable Refinance
All the information regarding the Home Affordable Refinance that is helping thousands of Americans keep their homes!
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If you don't see what you're looking for, simply go to Ask a Loan Professional, and ask your question for quick personal answers! Your feedback is always appreciated!
Mortgage Market Commentary
As of February 8 @ 8:39 AM
Our Mortgage Backed Securities market opened up flat this morning. Stocks have slipped again and are now below the 10,000 mark. There are no economic reports to be released today, and with the major weather occuring on the east coast, we don't anticipate a lot of activity. US Gov't officers are actually closed today.
Although the actual rates being offered haven't changed, the window they are in is getting slimmer with all this movement. We are advising at this time to take what is immediately available since there is no clear sign of marked improvement in the short term trends. Rates are still low - so the time is now!
Ask us about the new Pima County Bond Program that is again the only source for $0 down outside of VA loans!
Contact us today!
Today's Lowest Interest Rates
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| Program |
Rate |
APR |
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30 Year Fixed Conv
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4.875%
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4.963%
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15 Year Fixed Conv
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4.375%
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4.604%
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5/1 ARM
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3.75%
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3.875%
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| |
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30 YF FHA
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5.25%
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5.365%
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30 YF VA
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5.25%
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5.365%
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30 YF Jumbo
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5.75%
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5.862%
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15 YF Jumbo
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5.5%
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5.688%
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5/1 ARM Jumbo
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4.875%
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4.976%
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The above interest rates are based on rates from February 8 @ 8:39 AM and are subject to change without notice. Call us for current interest rates and programs available and restrictions and requirements for the rates listed above. All conforming rates are based on no discount points and 1% Origination Fees and $200,000 loan amounts, ficos over 740. Other rate and fee structures are available. Jumbo fixed rates are for loan amounts $417,001 - $600,000) Call for options. BK#0902429
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